Essential tools and information for homebuyers and homeowners
Regulates Fannie Mae and Freddie Mac. Find conforming loan limits, market data, and policy updates.
Visit FHFA →Information on FHA loans, fair housing, counseling agencies, and affordable housing programs.
Visit HUD →Official FHA loan information, lending limits, mortgage insurance, and approved lenders.
Visit FHA →VA home loan benefits, eligibility, certificates of eligibility, and regional loan centers.
Visit VA Housing →Rural housing loans, eligibility maps, property search, and guaranteed loan program information.
Visit USDA Rural Development →Consumer protection information, complaint filing, mortgage shopping tools, and educational resources.
Visit CFPB →HomePath property search, HomeReady program, loan lookup, and homeownership education.
Visit Fannie Mae →HomeSteps properties, Home Possible program, mortgage rates, and borrower resources.
Visit Freddie Mac →Information on government-backed mortgage securities and approved issuers.
Visit Ginnie Mae →Down payment assistance, first-time homebuyer programs, CalPLUS conventional loan, MyHome assistance.
Visit CalHFA →Verify mortgage licenses, file complaints, learn about your rights as a California borrower.
Visit DFPI →Market statistics, legal forms, real estate trends, and consumer information.
Visit CAR →Mortgage credit certificates, down payment assistance programs for California homebuyers.
Visit CSCDA →Free annual credit reports from Equifax, Experian, and TransUnion. Federally authorized.
Get Free Credit Report →FICO score information, credit education, and score simulators to understand credit impact.
Visit MyFICO →Find certified credit counselors, debt management plans, and financial education.
Visit NFCC →Learn about credit reports, dispute errors, protect against identity theft, and know your rights.
Visit FTC Credit Resources →Find HUD-approved housing counseling agencies for free or low-cost homebuyer education.
Find a Counselor →Homeownership education, foreclosure prevention, financial capability resources nationwide.
Visit NeighborWorks →Free online homebuyer education courses covering budgeting, credit, and the mortgage process.
Access CreditSmart →Free online homebuyer education course recognized by lenders and down payment assistance programs.
Start Free Course →Apply for VA benefits, download Certificate of Eligibility, check claim status online.
Visit eBenefits →Free financial counseling, deployment resources, and support for military families.
Visit Military OneSource →Contact information for VA regional loan centers across the United States.
Find Your Regional Center →California Department of Veterans Affairs home loan program with competitive rates for veterans.
Visit CalVet →Verify mortgage professional licenses, check company registrations, view employment history.
Verify License →Verify real estate licenses, file complaints, access public records for California.
Visit CalBRE →Understand your rights under Real Estate Settlement Procedures Act and Truth in Lending Act.
Learn About RESPA/TILA →Weekly mortgage rate trends and historical data for conventional loans nationwide.
View Current Rates →Home value index, rental trends, market forecasts, and housing data by region.
View Market Research →Housing vacancy rates, homeownership statistics, and demographic housing data.
View Housing Data →Monthly home price trends, forecasts, and market analysis for U.S. housing markets.
View Price Index →Check if a property qualifies for USDA rural housing loans using the address lookup tool.
Check Eligibility →Determine if a property is in a flood zone, required for mortgage approval.
Check Flood Zone →Nationwide property listings, market trends, and neighborhood information.
Search Properties →Federal foreclosure prevention programs, loan modification options, and assistance resources.
Get Help →Free foreclosure prevention hotline connecting homeowners with their mortgage servicers.
Call 888-995-HOPE →State assistance for struggling California homeowners, including mortgage payment help.
Check Eligibility →Comprehensive calculators for all loan types including conventional, FHA, VA, USDA, HECM, and HELOC.
Use Our Calculators →Additional mortgage calculators, refinance analysis, and amortization schedules.
Visit Bankrate →Interactive timeline and checklist for the home buying process with educational resources.
Start Planning →CFPB affordability calculator based on income, debts, and down payment.
Calculate Affordability →I'm here to help you navigate your home financing options.