/* ==========================================
   HUMAN CONTACT LOANS - MAIN STYLESHEET
   ========================================== */

/* CSS Variables for Easy Customization */
:root {
    /* Primary Colors - Bright and High Contrast */
    --primary-color: #FF6B35; /* Vibrant Orange */
    --primary-dark: #E55A2B;
    --primary-light: #FF8C5A;
    
    --secondary-color: #004E89; /* Deep Blue */
    --secondary-dark: #003D6B;
    --secondary-light: #1A6BA8;
    
    --accent-color: #F7B32B; /* Golden Yellow */
    --accent-dark: #E0A520;
    
    --success-color: #00BA88;
    --warning-color: #FFC107;
    --danger-color: #DC3545;
    
    /* Neutral Colors */
    --white: #FFFFFF;
    --black: #1A1A1A;
    --gray-100: #F8F9FA;
    --gray-200: #E9ECEF;
    --gray-300: #DEE2E6;
    --gray-400: #CED4DA;
    --gray-500: #ADB5BD;
    --gray-600: #6C757D;
    --gray-700: #495057;
    --gray-800: #343A40;
    --gray-900: #212529;
    
    /* Typography */
    --font-primary: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    --font-secondary: 'Georgia', serif;
    
    /* Spacing */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 1.5rem;
    --spacing-lg: 2rem;
    --spacing-xl: 3rem;
    --spacing-xxl: 4rem;
    
    /* Border Radius */
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    
    /* Shadows */
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.1);
    --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 25px rgba(0, 0, 0, 0.15);
    --shadow-xl: 0 20px 40px rgba(0, 0, 0, 0.2);
    
    /* Transitions */
    --transition-fast: 0.2s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
}

/* ==========================================
   RESET & BASE STYLES
   ========================================== */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    font-size: 16px;
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-primary);
    color: var(--gray-900);
    line-height: 1.6;
    background-color: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-normal);
}

ul {
    list-style: none;
}

button {
    border: none;
    background: none;
    cursor: pointer;
    font-family: inherit;
}

/* ==========================================
   CONTAINER & LAYOUT
   ========================================== */

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

.container-fluid {
    max-width: 100%;
    padding: 0 var(--spacing-md);
}

/* ==========================================
   TYPOGRAPHY
   ========================================== */

h1, h2, h3, h4, h5, h6 {
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: var(--spacing-md);
    color: var(--secondary-color);
}

h1 {
    font-size: 3rem;
}

h2 {
    font-size: 2.5rem;
}

h3 {
    font-size: 2rem;
}

h4 {
    font-size: 1.5rem;
}

h5 {
    font-size: 1.25rem;
}

h6 {
    font-size: 1rem;
}

p {
    margin-bottom: var(--spacing-sm);
}

.section-title {
    text-align: center;
    font-size: 2.5rem;
    color: var(--secondary-color);
    margin-bottom: var(--spacing-md);
    position: relative;
    padding-bottom: var(--spacing-sm);
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-color), var(--accent-color));
    border-radius: var(--radius-sm);
}

.section-subtitle {
    text-align: center;
    font-size: 1.25rem;
    color: var(--gray-600);
    margin-bottom: var(--spacing-xl);
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

/* ==========================================
   BUTTONS
   ========================================== */

.btn {
    display: inline-block;
    padding: 0.75rem 2rem;
    font-size: 1rem;
    font-weight: 600;
    text-align: center;
    border-radius: var(--radius-md);
    transition: var(--transition-normal);
    cursor: pointer;
    border: 2px solid transparent;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.btn-primary {
    background: var(--primary-color);
    color: var(--white);
    border-color: var(--primary-color);
}

.btn-primary:hover {
    background: var(--primary-dark);
    border-color: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-secondary {
    background: var(--secondary-color);
    color: var(--white);
    border-color: var(--secondary-color);
}

.btn-secondary:hover {
    background: var(--secondary-dark);
    border-color: var(--secondary-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-outline {
    background: transparent;
    color: var(--primary-color);
    border-color: var(--primary-color);
}

.btn-outline:hover {
    background: var(--primary-color);
    color: var(--white);
}

.btn-lg {
    padding: 1rem 2.5rem;
    font-size: 1.125rem;
}

.btn-sm {
    padding: 0.5rem 1.25rem;
    font-size: 0.875rem;
}

/* ==========================================
   HEADER & NAVIGATION
   ========================================== */

.main-header {
    background: var(--white);
    box-shadow: var(--shadow-md);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.navbar {
    padding: var(--spacing-sm) 0;
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo img {
    height: 60px;
    width: auto;
}

.nav-menu {
    display: flex;
    gap: var(--spacing-lg);
    align-items: center;
}

.nav-menu a {
    color: var(--gray-700);
    font-weight: 600;
    padding: 0.5rem 0;
    position: relative;
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-color);
    transition: var(--transition-normal);
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
    width: 100%;
}

.nav-menu a:hover,
.nav-menu a.active {
    color: var(--primary-color);
}

.cta-nav {
    background: var(--primary-color);
    color: var(--white) !important;
    padding: 0.75rem 1.5rem !important;
    border-radius: var(--radius-md);
}

.cta-nav:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

.cta-nav::after {
    display: none;
}

/* Dropdown Menu */
.dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--white);
    box-shadow: var(--shadow-lg);
    border-radius: var(--radius-md);
    min-width: 200px;
    padding: var(--spacing-sm) 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: var(--transition-normal);
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu li {
    padding: 0;
}

.dropdown-menu a {
    display: block;
    padding: 0.75rem 1.5rem;
    color: var(--gray-700);
}

.dropdown-menu a:hover {
    background: var(--gray-100);
    color: var(--primary-color);
}

.dropdown-menu a::after {
    display: none;
}

/* Mobile Toggle */
.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 4px;
    padding: 0.5rem;
}

.mobile-toggle span {
    width: 25px;
    height: 3px;
    background: var(--gray-700);
    border-radius: var(--radius-sm);
    transition: var(--transition-normal);
}

/* ==========================================
   HERO SECTION
   ========================================== */

.hero {
    position: relative;
    min-height: 90vh;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    background: linear-gradient(135deg, var(--secondary-color), var(--secondary-dark));
}

.hero-video-container {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
}

.hero-video {
    width: 100%;
    height: 100%;
    object-fit: cover;
    opacity: 0.3;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(0, 78, 137, 0.9), rgba(0, 61, 107, 0.95));
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    color: var(--white);
    padding: var(--spacing-xxl) 0;
}

.hero-title {
    font-size: 4rem;
    font-weight: 900;
    margin-bottom: var(--spacing-md);
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--white);
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.3);
    animation: fadeInUp 0.8s ease;
}

.hero-subtitle {
    font-size: 1.75rem;
    margin-bottom: var(--spacing-xl);
    color: var(--accent-color);
    animation: fadeInUp 1s ease;
}

.hero-cta {
    display: flex;
    gap: var(--spacing-md);
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: var(--spacing-lg);
    animation: fadeInUp 1.2s ease;
}

.hero-contact {
    animation: fadeInUp 1.4s ease;
}

.hero-phone {
    font-size: 2rem;
    font-weight: 700;
    margin: 0;
}

.hero-phone a {
    color: var(--accent-color);
    border: 3px solid var(--accent-color);
    padding: 0.75rem 2rem;
    border-radius: var(--radius-lg);
    display: inline-block;
    transition: var(--transition-normal);
}

.hero-phone a:hover {
    background: var(--accent-color);
    color: var(--secondary-color);
    transform: scale(1.05);
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ==========================================
   STATS SECTION
   ========================================== */

.stats-section {
    background: linear-gradient(135deg, var(--primary-color), var(--accent-color));
    padding: var(--spacing-xl) 0;
    margin-top: -50px;
    position: relative;
    z-index: 10;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-lg);
}

.stat-card {
    text-align: center;
    color: var(--white);
    padding: var(--spacing-md);
    background: rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-lg);
    backdrop-filter: blur(10px);
    transition: var(--transition-normal);
}

.stat-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.2);
}

.stat-icon {
    font-size: 3rem;
    margin-bottom: var(--spacing-sm);
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 900;
    margin-bottom: var(--spacing-xs);
    color: var(--white);
}

.stat-label {
    font-size: 1.125rem;
    opacity: 0.95;
}

/* ==========================================
   PROGRAMS SECTION
   ========================================== */

.programs-section {
    padding: var(--spacing-xxl) 0;
    background: var(--gray-100);
}

.programs-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
}

.program-card {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    transition: var(--transition-normal);
    text-align: center;
    border: 2px solid transparent;
}

.program-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-color);
}

.program-icon {
    font-size: 4rem;
    margin-bottom: var(--spacing-md);
}

.program-card h3 {
    color: var(--secondary-color);
    margin-bottom: var(--spacing-sm);
}

.program-card p {
    color: var(--gray-600);
    margin-bottom: var(--spacing-md);
    min-height: 80px;
}

.highlight-card {
    background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
    color: var(--white);
    border-color: var(--primary-color);
}

.highlight-card h3,
.highlight-card p {
    color: var(--white);
}

/* ==========================================
   WHY CHOOSE US SECTION
   ========================================== */

.why-choose-section {
    padding: var(--spacing-xxl) 0;
    background: var(--white);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--spacing-xl);
}

.feature-card {
    text-align: center;
    padding: var(--spacing-lg);
}

.feature-icon {
    font-size: 4rem;
    margin-bottom: var(--spacing-md);
    display: inline-block;
    padding: var(--spacing-md);
    background: linear-gradient(135deg, var(--primary-light), var(--accent-color));
    border-radius: 50%;
    width: 120px;
    height: 120px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.feature-card h3 {
    margin-bottom: var(--spacing-sm);
}

.feature-card p {
    color: var(--gray-600);
}

/* ==========================================
   CALCULATOR SECTIONS
   ========================================== */

.calculator-preview-section {
    padding: var(--spacing-xxl) 0;
    background: var(--gray-100);
}

.calculator-container {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
}

.calculator-inputs {
    padding: var(--spacing-xl);
    background: var(--gray-100);
}

.calculator-results {
    padding: var(--spacing-xl);
    background: var(--white);
}

.input-group {
    margin-bottom: var(--spacing-md);
}

.input-group label {
    display: block;
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: var(--spacing-xs);
}

.input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
}

.input-prefix,
.input-suffix {
    position: absolute;
    color: var(--gray-500);
    font-weight: 600;
    pointer-events: none;
}

.input-prefix {
    left: 1rem;
}

.input-suffix {
    right: 1rem;
}

.input-wrapper input,
.input-group select {
    width: 100%;
    padding: 0.75rem 2.5rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-md);
    font-size: 1rem;
    transition: var(--transition-normal);
}

.input-wrapper input {
    padding-left: 2.5rem;
}

.input-wrapper input:has(+ .input-suffix) {
    padding-right: 2.5rem;
}

input:focus,
select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(255, 107, 53, 0.1);
}

.input-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-sm);
}

.result-main {
    text-align: center;
    padding: var(--spacing-lg);
    background: linear-gradient(135deg, var(--primary-color), var(--accent-color));
    color: var(--white);
    border-radius: var(--radius-lg);
    margin-bottom: var(--spacing-lg);
}

.result-label {
    font-size: 1.125rem;
    margin-bottom: var(--spacing-xs);
    opacity: 0.95;
}

.result-amount {
    font-size: 3rem;
    font-weight: 900;
    margin: 0;
}

.result-note {
    font-size: 0.875rem;
    margin-top: var(--spacing-xs);
    opacity: 0.9;
}

.result-details {
    margin-bottom: var(--spacing-lg);
}

.result-item {
    display: flex;
    justify-content: space-between;
    padding: var(--spacing-sm) 0;
    border-bottom: 1px solid var(--gray-200);
}

.result-item span {
    color: var(--gray-600);
}

.result-item strong {
    color: var(--gray-900);
    font-weight: 700;
}

/* ==========================================
   PAGE HEADER
   ========================================== */

.page-header {
    background: linear-gradient(135deg, var(--secondary-color), var(--secondary-dark));
    color: var(--white);
    padding: var(--spacing-xxl) 0;
    text-align: center;
    margin-bottom: var(--spacing-xxl);
}

.page-header h1 {
    color: var(--white);
    font-size: 3rem;
    margin-bottom: var(--spacing-sm);
}

.page-header p {
    font-size: 1.25rem;
    color: var(--accent-color);
}

/* ==========================================
   CALCULATOR NAVIGATION TABS
   ========================================== */

.calculator-nav-section {
    background: var(--white);
    padding: var(--spacing-md) 0;
    box-shadow: var(--shadow-sm);
    position: sticky;
    top: 80px;
    z-index: 100;
}

.calculator-tabs {
    display: flex;
    gap: var(--spacing-sm);
    overflow-x: auto;
    padding-bottom: var(--spacing-xs);
}

.calc-tab {
    padding: 0.75rem 1.5rem;
    background: var(--gray-100);
    color: var(--gray-700);
    border-radius: var(--radius-md);
    font-weight: 600;
    white-space: nowrap;
    transition: var(--transition-normal);
    border: 2px solid transparent;
}

.calc-tab:hover {
    background: var(--gray-200);
    color: var(--primary-color);
}

.calc-tab.active {
    background: var(--primary-color);
    color: var(--white);
    border-color: var(--primary-dark);
}

/* ==========================================
   CALCULATOR LAYOUT
   ========================================== */

.calculator-section {
    padding: var(--spacing-xxl) 0;
    display: none;
}

.calculator-section.active {
    display: block;
}

.calc-description {
    text-align: center;
    color: var(--gray-600);
    margin-bottom: var(--spacing-xl);
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.calculator-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
}

.calculator-layout .calculator-inputs {
    background: var(--gray-100);
}

.calculator-layout h3 {
    color: var(--secondary-color);
    margin-top: var(--spacing-lg);
    margin-bottom: var(--spacing-md);
    padding-top: var(--spacing-md);
    border-top: 2px solid var(--gray-300);
}

.calculator-layout h3:first-of-type {
    margin-top: 0;
    padding-top: 0;
    border-top: none;
}

.result-breakdown {
    margin-bottom: var(--spacing-lg);
}

.result-breakdown h4,
.result-summary h4 {
    color: var(--secondary-color);
    margin-bottom: var(--spacing-md);
    font-size: 1.25rem;
}

.breakdown-item {
    display: flex;
    justify-content: space-between;
    padding: var(--spacing-sm) 0;
    border-bottom: 1px solid var(--gray-200);
    align-items: center;
}

.breakdown-item.highlight {
    background: var(--gray-100);
    padding: var(--spacing-sm) var(--spacing-md);
    border-radius: var(--radius-md);
    border: 2px solid var(--primary-color);
    margin: var(--spacing-sm) 0;
}

.breakdown-item.pmi-item {
    background: var(--warning-color);
    color: var(--white);
    padding: var(--spacing-sm) var(--spacing-md);
    border-radius: var(--radius-md);
    border: none;
    margin: var(--spacing-sm) 0;
}

.breakdown-item.pmi-item span,
.breakdown-item.pmi-item strong {
    color: var(--white);
}

.breakdown-item span {
    color: var(--gray-600);
    font-size: 0.95rem;
}

.breakdown-item strong {
    color: var(--gray-900);
    font-weight: 700;
    font-size: 1.05rem;
}

.result-summary {
    background: var(--gray-100);
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
    margin-bottom: var(--spacing-lg);
}

.summary-item {
    display: flex;
    justify-content: space-between;
    padding: var(--spacing-sm) 0;
}

.summary-item span {
    color: var(--gray-600);
}

.summary-item strong {
    color: var(--secondary-color);
    font-weight: 700;
}

.summary-item.savings-item strong {
    color: var(--success-color);
}

.summary-item.comparison strong {
    color: var(--danger-color);
}

.result-note,
.result-recommendation {
    background: var(--secondary-light);
    color: var(--white);
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
    margin-bottom: var(--spacing-lg);
}

.result-note p,
.result-recommendation p {
    margin: 0;
    font-size: 0.95rem;
    line-height: 1.6;
}

.result-note-small {
    font-size: 0.875rem;
    color: var(--gray-500);
    font-style: italic;
    margin-top: var(--spacing-xs);
}

.result-actions {
    display: flex;
    gap: var(--spacing-sm);
    flex-wrap: wrap;
}

.result-actions .btn {
    flex: 1;
    min-width: 180px;
}

.result-amount.savings {
    color: var(--success-color);
}

/* ==========================================
   CTA SECTION
   ========================================== */

.cta-section {
    background: linear-gradient(135deg, var(--primary-color), var(--accent-color));
    color: var(--white);
    padding: var(--spacing-xxl) 0;
    text-align: center;
}

.cta-section h2 {
    color: var(--white);
    font-size: 2.5rem;
    margin-bottom: var(--spacing-md);
}

.cta-section p {
    font-size: 1.25rem;
    margin-bottom: var(--spacing-xl);
    opacity: 0.95;
}

.cta-buttons {
    display: flex;
    gap: var(--spacing-md);
    justify-content: center;
    flex-wrap: wrap;
}

/* ==========================================
   FOOTER
   ========================================== */

.main-footer {
    background: var(--gray-900);
    color: var(--gray-300);
    padding: var(--spacing-xxl) 0 var(--spacing-lg);
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-xl);
}

.footer-section h4 {
    color: var(--white);
    margin-bottom: var(--spacing-md);
    font-size: 1.25rem;
}

.footer-section p {
    margin-bottom: var(--spacing-sm);
    line-height: 1.8;
}

.footer-section ul li {
    margin-bottom: var(--spacing-xs);
}

.footer-section a {
    color: var(--gray-400);
    transition: var(--transition-normal);
}

.footer-section a:hover {
    color: var(--primary-color);
    padding-left: 5px;
}

.footer-logo {
    margin-top: var(--spacing-md);
}

.footer-logo img {
    max-width: 200px;
    opacity: 0.8;
}

.nmls-info {
    font-weight: 600;
    color: var(--accent-color);
    margin-top: var(--spacing-sm);
}

.footer-bottom {
    border-top: 1px solid var(--gray-700);
    padding-top: var(--spacing-lg);
    margin-top: var(--spacing-lg);
}

.footer-disclaimers {
    background: var(--gray-800);
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
    margin-bottom: var(--spacing-md);
}

.footer-disclaimers p {
    font-size: 0.875rem;
    line-height: 1.6;
    color: var(--gray-400);
}

.copyright {
    text-align: center;
    color: var(--gray-500);
    font-size: 0.875rem;
}

/* ==========================================
   RESOURCES PAGE
   ========================================== */

.resources-section {
    padding: var(--spacing-xl) 0;
}

.resource-category {
    margin-bottom: var(--spacing-xxl);
}

.resource-category h2 {
    color: var(--secondary-color);
    margin-bottom: var(--spacing-lg);
    padding-bottom: var(--spacing-sm);
    border-bottom: 3px solid var(--primary-color);
}

.resource-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
    gap: var(--spacing-lg);
}

.resource-card {
    background: var(--white);
    padding: var(--spacing-lg);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    transition: var(--transition-normal);
    border-left: 4px solid var(--primary-color);
}

.resource-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.resource-card h3 {
    color: var(--secondary-color);
    margin-bottom: var(--spacing-sm);
    font-size: 1.25rem;
}

.resource-card p {
    color: var(--gray-600);
    margin-bottom: var(--spacing-md);
    font-size: 0.95rem;
}

.resource-link {
    color: var(--primary-color);
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

.resource-link:hover {
    color: var(--primary-dark);
    text-decoration: underline;
}

/* ==========================================
   CONTACT PAGE
   ========================================== */

.contact-section {
    padding: var(--spacing-xxl) 0;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xxl);
}

.contact-info {
    background: var(--gray-100);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
}

.contact-item {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
    padding-bottom: var(--spacing-lg);
    border-bottom: 1px solid var(--gray-300);
}

.contact-item:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.contact-icon {
    font-size: 2rem;
    color: var(--primary-color);
    min-width: 50px;
    text-align: center;
}

.contact-details h3 {
    margin-bottom: var(--spacing-xs);
    font-size: 1.25rem;
}

.contact-details p {
    color: var(--gray-600);
    margin: 0;
}

.contact-details a {
    color: var(--primary-color);
    font-weight: 600;
}

.contact-form {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

.form-group {
    margin-bottom: var(--spacing-md);
}

.form-group label {
    display: block;
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: var(--spacing-xs);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-family: inherit;
    transition: var(--transition-normal);
}

.form-group textarea {
    min-height: 150px;
    resize: vertical;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(255, 107, 53, 0.1);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-md);
}

.form-submit {
    margin-top: var(--spacing-md);
}

.success-message,
.error-message {
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
    margin-bottom: var(--spacing-md);
    display: none;
}

.success-message {
    background: var(--success-color);
    color: var(--white);
}

.error-message {
    background: var(--danger-color);
    color: var(--white);
}

/* ==========================================
   ABOUT PAGE
   ========================================== */

.about-section {
    padding: var(--spacing-xxl) 0;
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: var(--spacing-xxl);
    margin-bottom: var(--spacing-xxl);
}

.about-image {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.about-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.about-text h2 {
    margin-bottom: var(--spacing-md);
}

.about-text p {
    color: var(--gray-600);
    margin-bottom: var(--spacing-md);
    line-height: 1.8;
}

.credentials {
    background: var(--gray-100);
    padding: var(--spacing-lg);
    border-radius: var(--radius-lg);
    margin-top: var(--spacing-lg);
}

.credentials h3 {
    margin-bottom: var(--spacing-md);
}

.credentials ul {
    list-style: none;
}

.credentials li {
    padding: var(--spacing-sm) 0;
    padding-left: var(--spacing-lg);
    position: relative;
    color: var(--gray-700);
}

.credentials li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--success-color);
    font-weight: 900;
}

/* ==========================================
   RESPONSIVE DESIGN
   ========================================== */

@media (max-width: 1024px) {
    .calculator-container,
    .calculator-layout,
    .contact-grid {
        grid-template-columns: 1fr;
    }
    
    .about-content {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .mobile-toggle {
        display: flex;
    }
    
    .nav-menu {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 80px);
        background: var(--white);
        flex-direction: column;
        align-items: flex-start;
        padding: var(--spacing-lg);
        box-shadow: var(--shadow-lg);
        transition: var(--transition-normal);
        overflow-y: auto;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .dropdown-menu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        margin-left: var(--spacing-md);
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-subtitle {
        font-size: 1.25rem;
    }
    
    .hero-cta {
        flex-direction: column;
    }
    
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .programs-grid,
    .features-grid {
        grid-template-columns: 1fr;
    }
    
    h1 {
        font-size: 2rem;
    }
    
    h2 {
        font-size: 1.75rem;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .calculator-tabs {
        flex-wrap: wrap;
    }
    
    .result-actions {
        flex-direction: column;
    }
}

@media (max-width: 480px) {
    :root {
        font-size: 14px;
    }
    
    .container {
        padding: 0 var(--spacing-sm);
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .stats-grid {
        grid-template-columns: 1fr;
    }
    
    .input-row {
        grid-template-columns: 1fr;
    }
}

/* ==========================================
   PRINT STYLES
   ========================================== */

@media print {
    .main-header,
    .mobile-toggle,
    .hero,
    .stats-section,
    .cta-section,
    .main-footer,
    .calculator-nav-section,
    .result-actions,
    .btn {
        display: none !important;
    }
    
    .calculator-section {
        display: block !important;
    }
    
    body {
        font-size: 12pt;
    }
    
    .calculator-layout {
        box-shadow: none;
    }
}

/* ==========================================
   ACCESSIBILITY
   ========================================== */

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

*:focus-visible {
    outline: 3px solid var(--primary-color);
    outline-offset: 2px;
}

/* ==========================================
   UTILITY CLASSES
   ========================================== */

.text-center {
    text-align: center;
}

.text-left {
    text-align: left;
}

.text-right {
    text-align: right;
}

.mb-0 { margin-bottom: 0 !important; }
.mb-1 { margin-bottom: var(--spacing-xs) !important; }
.mb-2 { margin-bottom: var(--spacing-sm) !important; }
.mb-3 { margin-bottom: var(--spacing-md) !important; }
.mb-4 { margin-bottom: var(--spacing-lg) !important; }
.mb-5 { margin-bottom: var(--spacing-xl) !important; }

.mt-0 { margin-top: 0 !important; }
.mt-1 { margin-top: var(--spacing-xs) !important; }
.mt-2 { margin-top: var(--spacing-sm) !important; }
.mt-3 { margin-top: var(--spacing-md) !important; }
.mt-4 { margin-top: var(--spacing-lg) !important; }
.mt-5 { margin-top: var(--spacing-xl) !important; }

.d-none {
    display: none !important;
}

.d-block {
    display: block !important;
}

.d-flex {
    display: flex !important;
}
/* ========================================
   Success & Error Messages
   ======================================== */
.success-message,
.error-message {
    padding: 1rem 1.5rem;
    border-radius: 8px;
    margin-bottom: 1.5rem;
    line-height: 1.6;
}

.success-message {
    background: linear-gradient(135deg, #d1fae5 0%, #a7f3d0 100%);
    border: 1px solid #10b981;
    color: #065f46;
}

.error-message {
    background: linear-gradient(135deg, #fee2e2 0%, #fecaca 100%);
    border: 1px solid #ef4444;
    color: #991b1b;
}

.success-message a,
.error-message a {
    color: inherit;
    font-weight: bold;
    text-decoration: underline;
}

/* ========================================
   Form Styles (if not already present)
   ======================================== */
/* Form message styles */
.form-message {
    margin-bottom: 20px;
    padding: 15px;
    border-radius: 4px;
    display: none;
    font-size: 0.95rem;
}

.form-message.success {
    background-color: #d4edda;
    color: #155724;
    border: 1px solid #c3e6cb;
    display: block;
}

.form-message.error {
    background-color: #f8d7da;
    color: #721c24;
    border: 1px solid #f5c6cb;
    display: block;
}

/* Button disabled state */
.submit-btn:disabled {
    background-color: #ccc;
    cursor: not-allowed;
    opacity: 0.6;
}


/* Button loading state */
button[type="submit"]:disabled {
    cursor: not-allowed;
    opacity: 0.7;
}